What is Commercial Auto?
Commercial auto insurance also known as Business auto insurance is needed to cover the cars, trucks, vans, and other vehicles used in conducting your business. Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto insurance policy. This type of business insurance covers many types of commercial vehicles—from automobiles used for business purposes, including company cars, to a wide variety of commercial trucks and vehicles.
Why do you need commercial vehicle insurance?
Certain business usage and vehicle types may be excluded from personal auto insurance policies. Personal auto policies were not meant for businesses, they are written differently. More important to the business owner or manager—businesses often need the particular coverages found in a commercial auto insurance policy.
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